ANSWERING YOUR FREQUENTLY
ASKED DENTAL INSURANCE QUESTIONS
AFFORDABLE BUFORD DENTIST, LAKE LANIER SMILES
1. Do you accept my insurance?
A. We accept most insurances. We don't accept HMO/DMO and
Medicaid. Please call us @ 770-831-0559 to check.
2. Do I need Dental Insurance to save on dental exams and
treatments?
A. No, you don't need to have dental insurance to save. As dental
insurance companies are for profit companies they are like middle man looking
for profit. The best solution is to search for a local affordable dentist who
can give you discounts on their service by offering coupons or in house dental
savings plan. At Lake Lanier Smiles we offer both coupons and free Savings
plan. Please call us or visit us at www.lakelaniersmiles.com for monthly specials. But
FYI, we accept most dental insurances.
3. My Insurance is not paying for a procedure recommended by
Dentist. Does it mean its unnecessary treatment?
A. Insurances have some exclusions and limitations in their plans
so please go through them carefully before you sign up. On the other side,
dentists at Lake Lanier Smiles give all the options of treatment available for
a problem irrespective of dental insurance or coverage. That way you get all
the options and you decide with the insurance coordinator to choose whichever
option you might want to go with. We always try our best to maximize your
insurance benefits.
4. My dental insurance says I get two free cleanings per year but
my dentist's office charging me for the cleaning!
A. Cleanings can be of different types. Generally prophylaxis,
preventive cleaning is free of charge to the patient and insurance mostly pays
100% of the fee. But if you need more than regular cleaning like Full Mouth
Debridement or deep cleaning/ scaling and root planning or periodontal maintenance
then insurance might cover a percentage but not full coverage. So please talk
to our insurance coordinator to find your benefits. But be assured that the
doctors at Lake Lanier Smiles do ethical diagnosis and if you have any questions
please ask the doctor or hygienist about the diagnosis.
5. Can I still come to you even if you are not listed in my
insurance provider list?
A. Sure, we are accepting new patients and we offer in house
discount plan which can be comparable to insurance plan and it's absolutely
free to enroll. No deductibles, no pre-existing conditions, no limitations and
also no need to fill any applications. Every patient will be enrolled in the
plan automatically when you don't have insurance. FYI, if you have a good
insurance from your employer, than we can give you a form all filled up and
ready to send to your insurance company and they will reimburse you directly.
6. I called my insurance and my benefits are not great. How can I
change them?
A. Our office cannot change your benefits, the only way is to talk
to your employer. Request to get a high quality but cost effective dental plans
for employees.
7. Who determines my dental benefits?
A. It all depends on the plan your employer and you chose. Please
ask your employer to give you a choice. You should carefully consider the
dental benefit plan because it affects your out of pocket expense and dental
treatment coverage.
8. Can I get the treatment whenever I want with my insurance plan?
A. Yes, you can get any treatment any time based on the diagnosis
your dentist gives. But some insurances asks for predetermination.
Predetermination is a procedure where dentist has to send a treatment plan to
the third party payer. The dental consultant checks it with your plan to see if
the plan covers the procedure. Please note that predetermination is not a
guarantee of the payment. Lake Lanier Smiles believe that all the treatment decisions
should be between the patient and the dentist based on the diagnosis but not on
benefits. If your dental benefits are not great then please talk to us so that
we can offer you our affordable dental plan. It's a savings plan not an
insurance.
9. Is it better to go to an in-network dentist?
A. Yes, There are some
benefits like lower out of pocket cost, billed directly to insurance so less
paper work for you and you don't have to wait for reimbursement check as it
will be paid directly to dentist.
If
you have any questions about your Oral Health or to make an appointment to see
us. Call us now at 770-831-0559 or visit
us at WWW. LAKELANIERSMILES.COM for
Valuable Coupons and Specials. Our prices are 30-50 % Off Regular Prices. Call
Us before Noon and we will see you the Same Day. We accept most insurances. We
are conveniently located just off I-985 at 4965 Lanier Islands Parkway, Suite
105, Buford, Ga- 30418. LAKE
LANIER SMILES provides Affordable dental care with outstanding customer service
to patients in Buford, Sugar Hill, Suwanee, Cumming, Flowery Branch and
surrounding areas.
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